At KeyInvest Lending Services we offer a wealth of knowledge and experience including residential, commercial, vehicle, and equipment finance as well as refinancing and personal loans.
Whether you are a first home buyer, second home buyer, experienced investor, or simply looking to refinance, our Lending Advisers can assist with all of your financial needs.
KeyInvest Lending Services has a proud history and reputation in the Australian mortgage industry and is a full member of the Mortgage and Finance Association of Australia,
A morgage broker, or as we call them Lending Adviser's role is to be the middle person between a borrower and a lender, negotiating the loan on your behalf and someone who will assist you to find the right home loan for your current circumstances.
Your KeyInvest Lending Services Lending Adviser can compare 1000s of home loans from over 30 lenders and give you expert advice at every step of the way.
Mark, I just wanted to say thank you for all your help during the last few months. We are all moved in to our new home, all has gone smoothly. I really appreciate how you have always been happy to assist me with anything, answered all my questions no matter how trivial. You have been friendly and professional and it has really helped me through a very stressful time. Thanks Again.
I am very happy with the service from my Margaret Phelps my lending manager. She has been very patient with me while I search for my ideal property.
Margarets efficient service has simplied our loan making decisions and her continued services throughout the reneweal process, and we greatly appreciate it.
Denis has been absolutely fantastic and supremely helpful in helping us aquire the two properties we currently have. My partener and I are looking to purchase another property in the near future and will not hesitate to contact Denis first. He has gone out of his way numerous times in the past for us, especially in the begining when we needed all the help we could get! He's been our broker for several years now and we have done and will continue to recommend our friends to give him a call. Huge thanks to you Denis for all your work with us over the years!! A top bloke!
We came to Robert to discuss a new construction loan for our dream home. He was very knowledgeable and discussed all the various options and Banking requirement suited to our needs and explained them in full so we understood. We came away feeling very comforted knowing we had got the best deal available and understood the way Banks work these days. Very useful to us.
I have used denis on two occasions. he was always timely with his response and he never seemed to mind meeting me no matter where if it was convenient for me then he was able to fit it in. his advice always seemed to be formed by comparing many many products and all the cons where included so that i would come to the best conclusion for me.
Denis is amazing, he always goes out of his way to help at any time of day. I have called him on the weekends on a few occasions and he is always happy to have a chat and provide advice. I ahve actuially reccommended him to two of my friends, who have used his services when buying their homes.
I was in a serious financial quagmire. Pat not only bent over backwards to help but also put me on the road to financial freedom . My wife and I thank Pat so much as or marriage more than likely would not have survived either.
I was very happy with Sandy's prompt service, he came up with three different options for my refinancing, I am going to be much better off now.
I have built a very good relationship with Denis and I have recommended seven friends and work collegues to him. All except one (due to lack of finance) has completed applications and successfully purchased homes. All of whom have been extermely happy with the friendly, professional and prompt service. I look forward to continue to work with Denis in the future. Thoroughly and Highly Recommend Denis and KeyInvest Lending Services for all of my financial needs.
Denis is one in a million and our relationship has been wonderful. Denis has a great depth of knowledge and has always "gone the extra mile" for us. Anything we have asked for, Denis has made possible and we are more than happy to recommend him to anyone (as I have already done). We hope that our relationship with Denis will continue for many years to come.
I have been working closely with Craig Mitchell for a number of years and cannot speak of him highly enough. Craig tackles each and every task in an honest and energetic way and is always driven by the best interest of the client. Technically Craig is always very reliable and is able to communicate to both the banks and the client in a clear and precise manner. Craig always looks to develop long term working relationships with his clients and personally I look forward to working with Craig for many more years to come!
I have never used an advisor in this capacity before but Pat has been very good. He has given me a lot of advice outside of his portfolio that has also been of great help. I have already recommended him to freinds and family. Some of whom have already taken up his services.
Denis still follows up on my loan 4 years later to let me know what may be best for my situation. I think that's great service.
The advice we received from Pat is always professional and we are certainly heading in a different direction financially. Pat has assisted us to rethink our spending choices, which will allow us to own our home sooner. Pat offered advice on investment property and we have purchased our first investment property. Our family's financial future is looking much better since speaking with Pat. It was Pat's realistic advice that has assisted in our decision making with our investment property. We confidently recommend Pat's services to our friends, knowing how much Pat has assisted us with our finances, home loan and investment property.
Jean Ballios has been my mortgage broker for over three years, and in that time she has been incredibly accommodating. As a working mother with a very demanding job, typically I do my real estate “thinking” late at night and on the weekends – times when I would expect that Jean would get back to me the following day or in the next couple of days. However Jean’s commitment to her clients is amazing, she always gets back to me straight away with any information I need. Jean has helped me numerous times; running figures, giving advice on my mortgage finance, and refinancing. I feel I can totally rely on her advice and support in these matters at all times. With getting finance through to signing stage she is a real advocate for her clients, ensuring they get the best deal and a streamlined process as well. And she doesn’t stop there once the deal is done – going back to existing clients and making sure they’re getting the best deal that can be negotiated is something I really appreciated from Jean. It’s all part of the fantastic care and commitment she provides her clients.
Denis is one in a million and our relationship has been wonderful. Denis has a great depth of knowledge and has always "gone the extra mile" for us. Anything we have asked for, he has made possible and we are more than happy to recommend him to anyone (as I have already done). We hope that our relationship with Denis will continue for many years to come.
We have used Margaret's Lending Services advice on at least three occassions when we have been buying houses and each time she has listened, been professional and helpful with a successful outcome as a result. Margaret understands what we want and always manages to ensure the best deal for us in our circumstances. We have developed a good relationship and hope to come back to her for advice in the future:)
I am a new user of KeyInvest Lending Services. As a savy investor myself I thought I was quite capable of controlling my own investment loans. But after talking to Denis I soon realised I needed that added extra of professional support and knowledge. Denis sourced the right financing for us with his great understanding of the financial services world. Once we put on place the research from Denis it has freed up our family budget taking the squeeze off daily living. Through KeyInvest and Denis we are looking forward to taking greater control of our finances with the aim of financial freedom.
Marg Phelps came recommended by my parents to sort finance on buying my first property. Through her patience over several visits I managed to secure the property I wanted with finance to suit me. I couldn't be happier with her professionalism. I’ll definitely consult her prior to future property decisions.
Pat Sciarrone was a great person to work with for our building finance. His knowledge and support is only superseded by his patience.
Denis is efficient and caring. He understood our needs and helped us through the process. Recommend him.
Denis Hegarty went above and beyond the call of duty to meet our short settlement date with a very a bank who was being less than helpful but had the best package for us. Even before we go the loan and were looking at houses I would always contact him to find out rates and repayments on a particular price which varying deposits and he would respond to me very promptly. Unfortunately Denis got hit by a terrible bug in the closing days of our settlement but it didn't stop him from fighting hard to get the job over the line on the correct date. I would highly recommend Denis to anyone needing alone and was very impressed that he even met with us after business hours to talk for hours about our loan. 5 star out of 5. We love our new home and could not have done it so smoothly without Denis. I left my last mortgage broker at Aussie home loans because I thought they weren't not doing a good job and were not getting us the best deal. I am so glad I changed to KeyInvest Lending Services and Denis Hegarty. Thanks again. We are super satisfied!
Always a pleasure to deal with and seem able to achieve what others cannot. Very nice man and shame we dont have a dog anymore because he was our biggest expense and I am sure Sandy could have worked out a budget for food and bills that did not try to send us bankrupt.
Marg has always been there for me with the purchase of my first and second home, she has always helped me with any advice and purchase scenarios I have needed along the way. Her info was passed onto me by a friend, and I have continued to pass her information on to every one I know needing financial guidance. Thanks Marg .
Throughout the process of buying our first home, Jean was outstanding. She was always professional, approachable and shared a wealth of knowledge with us, giving us confidence that we were making well informed decisions. Jean was always available to answer our many questions, and ensured we were given answers in a timely manner. Jean’s customer service was second to none, and we are so happy to found such an exceptional mortgage broker.
Margaret has helped us with two Residential loans in recent years. We were so happy with her service that we recommended her to our children. Our son bought a house in March 2013 and our daughter has just bought a house in Dec 2013. Both utilised Margaret's wonderful help.
Denis always goes the extra mile, and then some. Would never use anyone else.
Over the last three years Sandy has provided me with outstanding service. When I purchased my first home three years ago Sandy journeyed with me through the decision making, the highs of finding a home, then the lows of it not working out, through all my changes of mind and a continual stream of requests for quotes. Now I am on a journey for a second home and the same flood of emails are always met with efficient, informative replies for which I am very grateful. I have appreciated his professional manner and interest in seeing the best financial outcome achieved for me by providing continual options to consider. My many thanks go to Sandy.
Pat was attentive, responsive, pleasant and always very knoweldegable on all lending components we challenged him with - would recommend and have already to others!!
My wife and I have been very happy with the service provided by Denis Hegarty, we are not only considering naming our first son after him but also our first daughter. We are sure she will understand once she hears about how helpful he has been over the process of identifying an appropriate loan and answering any questions we have had. Seriously though, he has been very helpful and we have not once felt any sort of pressure which has been a refreshing change from the world of real estate agents which we are currently dealing with to try and find a house to secure the loan through Denis. Fingers crossed we will find our place soon and be able to finalise with Denis! We have reccomended him to some of our friends already and he was reccomended to us, which is a testimate to his knowledge in the field and helpfulness.
Pat was responsive, reliable, knowledgeable and very pleasant to deal with.
Denis went the extra mile to provide a service that was reliable, friendly and professional. I will definitely refer Denis to my friends and family in the future.
To say Denis has gone above and beyond in assisting us throughout the process of obtaining a home loan would be an extreme understatement. Since this is our first home, we had a lot of questions and needed a whole lot of help with the process. Denis was always more than willing to help and to offer advice. Nothing was every too hard. It has been an absolute pleasure dealing with Denis and I have no reservations in recommending Denis to my friends and to anyone else who is looking for assistance in securing a home loan. We will most definitely continue dealing with Denis in the future.
We were so confident in the advice Denis offered us as he clearly listened to and understood our current circumstances and the loan that would best suit us at this stage of our lives.
Denis gave us great advice, always responded immediately and always had a smile on his face. He is a great guy and would reccommend him to anyone in a heartbeat! Our home loan was approved very quickly and we were in our home within weeks. He even gave us a gift when we referred some friends onto him, which he didn't have to do. Thanks heaps Denis and KeyInvest Lending Services!
I can not speak highly enough of the service I receive from Pat. I live in the UK but invest in property in Australia. Between emails and Skype I receieve a absolute 1st service and seamless service from Pat. I sometime forget we are located in different parts of the world. His attention to detail , personal touch and always has the best interest for the client makes the lending experience a great one.
We were referred to Denis by a friend that had used his services in the past and she had been very happy with him. Having previously worked in a bank many of my colleagues told me off for using a broker versus going directly to the bank but I am so glad that we did. Denis not only helped us with our loan but also with our conveyancer. He managed to get us a discount for the life of the loan much greater than the bank was prepared to offer to us directly. He kept us well informed of any changes and had a number of scenarios for us regarding how to set up our new loan that would work best for us. He even made visits to my work when I couldn’t make it in to sign on documents and had documents expressed posted to my partner who was interstate, so that we could get our loan started as soon as possible so that we could move into our new home! We are so happy with the service Denis has provided us and will definitely be using him for future buying as w ell as recommending him to our friends and family. Thanks Denis.
I found Denis to be extremely helpful and went beyond the call of duty - including giving me chocolate with my coffee!! He answered all my questions in a language i could understand. The information provided to me (figures etc) was very clear and extremely useful in determining my overall budget. I have recommended Denis to all my friends and will continue to do so. There should be more people in the workforce as dedicated as him.
My first experience in dealing with business bankers was confusing and untransparent to say the least. Having Craig Mitchell to assist with this process has been invaluable. He has kept the banks accountable and ensured that we are getting a good deal. I highly recommend KeyInvest Lending Services.
Two years after we set up our loan, and the entire process was a great experience with Denis our KLS Lending Adviser. He was helpful throughout the process and to this day follows up and ensures everything is working well. Professional throughout the process and very knowledgeable on all things financial. Couldn't recommend highly enough.
First Mortgage - couldn't be more daunting. Denis answered our endless questions, made the paperwork easy-to-understand and straight-forward and shared in our elation when we were accepted. Would recommend him again and again!
Both myself and my wife have enjoyed the experience of dealing with Pat in refinancing our home and investment property. The process was easy and pat was able to set up our loans in a much more appropriate manner. We have also purchased another investment property and again found the process seamless. Having a finance advisor has taken a lot of stress out of the process of applying for loans and dealing with finance institutions. Pat was able to explain loan products to us and ensure that all our loans are now working in the best possible way.
Debbie Kelly has always been helpful and available when we needed advice. The Christmas bubbly was a bonus, and so was our new LOWER fixed home loan rate :-)
As first home buyers we were very unsure about what to look for in a home loan, and how to go about it. We asked our lending advisor, Margaret Phelps, for assistance over the course of 12 months or so, in which time she spent a lot of time managing our situation whilst we were looking for the right house to buy. Margaret has gone out of her way to explain every point to us, answer phone calls, emails and any questions we have, and has made our experience with lending services and as first home buyers an absolute breeze. We sincerely valued Margaret's input and advice, and we have, and will continue to recommend her to anyone we meet.
Denis is the most kick ass mortage broker around. He is so good that we have used him to buy both our homes and 2 of our friends have also used his services. I am a complete novice when it comes to understanding anything financial and contracty and he always takes the time to explain it in a simple and easy to understand way. I trust his judgement so much that I would even let him walk our dogs if he wanted, haha
Denis Hegarty has been our Lending Adviser for a number of years now and I have been extremely happy with the service provided by him. His professional manner and down to earth nature makes it easy to work with him to find a solution to fit our situation. Although I'm not sure that I would name my firstborn son after him, it is definately something I will suggest to family members and friends.
Pat was fantastic in every way! From first meeting he went out of his way to understand our situation and help guide and put us on the right path. We now have a clear direction and understand the path we are on. Pat is always very welcoming and is happy to answer questions as they arise, either by phone, email or in person. Thanks heaps Pat!! We are very grateful for all your guidance, encouragement and support !!
We have had a relationship with Mr. Robert (Rob) Hannant from KeyInvest since 2006 and he has been a very strong part of our team adding to our growth and success and we appreciate his work very much. He is very good with obtaining the necessary paperwork to satisfy the bank’s lending requirements and does a lot of groundwork to help make applications successful the first time around. He stays in touch and is a thoroughly nice person to work with and to know.. If you are looking for finance and want to deal with someone who is helpful and sincere, Rob is your man.
When I bought my first home, Denis went above and beyond the call of duty to make me feel comfortable with this new and daunting experience. I happened to be interstate for work leading up to and on the all-important settlement date – and to make things worse, my bank of choice had no offices in Canberra. Denis organised for all the original documents to be couriered to and fro across the country. He kept in touch via phone throughout the whole process to make sure they had arrived and to keep me informed. I could not have done it without him.
As soon as I walked into Margaret's office, I felt welcome.When we discussed my financial situation, I felt as if she identified with me and undrstood my needs. I have never been a fan of maths but now I feel confident and se As soon as I walked into Margaret's office I felt welcome at KEYINVEST.When we discussed my financial situatio, I thought that Margaret identified with my financial situation and understood my needs.I have never been a fan of Maths, but now I feel confident and secure with my finances.Thanks, KEYINVEST!
Our purchase became a mess, Pat worked outside his requirement to get all parties on the same page and get our property settled. He has helped further with insurance quotes and followup to ensure all is on track. We will definately use his servies again.
At KeyInvest Lending Services we are devoted to help people and businesses in making informed financial choices to improve their lives.
We are our their Personal Bankers. Delighting and caring about our customers financial needs with professionalism, efficiency and integrity is paramount to the success and longevity of our business.